We operate as a hybrid broker*, specialising in international insurance solutions for high-value assets and private collections.
Our role is limited to introducing and facilitating access to innovative insurance solutions for valuable items by identifying suitable options through specialist insurers authorised to operate in the relevant jurisdiction. We do not carry on regulated activities consisting of advising on, arranging (bringing about), concluding, or administering insurance contracts.
The services we do not provide directly — and which are delivered by appropriately qualified and regulated third-party partners — include valuations, certifications, digitalisation and 3D virtual collection services, tax and legal advisory services, transportation, and storage.
*For the purposes of this description, the term “hybrid broker” refers to a non-advisory facilitation and introduction activity. Objais does not undertake insurance distribution activities within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001 (RAO), unless expressly stated otherwise.
The digital system made available by Objais is designed solely to generate a non-binding and indicative premium estimate based on an algorithmic model. No personally identifiable information is collected for the purpose of generating this estimate. Any output provided is for information purposes only and does not constitute:
- a quotation within the meaning of the FCA Handbook,
- an offer capable of acceptance,
- a recommendation or advice,
- nor any contractual commitment on the part of Objais.
Objais does not provide advice on the merits of entering into an insurance contract (within the meaning of Article 53 RAO), does not arrange or bring about insurance contracts (Article 25 RAO), and does not conclude contracts of insurance on behalf of insurers or customers. Any quotation, underwriting decision, binding of cover, or policy issuance is carried out exclusively by insurers or insurance intermediaries that are duly authorised and regulated by the Financial Conduct Authority (FCA) or the relevant competent authority in the applicable jurisdiction.